Buyers Guide & FAQs
Not Ready to Start Looking Just Yet? No Problem! Click Here to Sign up To Get a Copy of Our Buyer’s Guide.
This guide will provie helpful information and introduce you to some Real Estate lingo to better prepare you for when you’re ready to start the home buying process.
– Prepare for the home buying process by speaking with a Mortgage Lender and provide them with a monthly payment that you feel is obtainable. Don’t forget about factoring into your budget additional costs like Utilities, Groceries, Gas, etc. Need help with what else to factor into your monthly budget? Ask your lender for help!
– Provide all the documentation necessary and obtain a pre-approval through your mortgage lender (proof of funds for cash purchase).
– Start previewing potential homes you would like to see online and save them. This way we can get a feel for what you like!
– We will schedule showings on the homes your chose and do our absolute best accommodate your schedule!
– Found a property you love? It’s time to write an offer to purchase the property.
– We will help negotiate the terms of the offer and give you our expert advice.
– Not sure what to offer? We will provide you with Comparable home that are For Sale, Pending and Sold. An offer should never be a guess, it should be based off the market data and numbers.
– Your offer had been accepted, Congratulations! Now it’s crunch time.
-Schedule your home inspection to happen within 48 hours of an accepted offer.
– Call your Real Estate attorney and let them know to be on the look out for the contracts. Another buyer can place an offer or counter their previous offer at anytime. The Seller can accept a different offer until contracts have been fully executed (signed by both Buyer and Seller).
– Once the Home Inspection is complete and satisfactory, meet with your Real Estate Attorney to sign contracts. Once the Seller signs, we are Under Contract!
– This is where your Mortgage Lender goes to work. Your lender will be in contact with you often asking for documents like paystubs or bank account statements. Your lender will give you a Mortgage Commitment which states they are able to provide you with a Mortgage.
– An appraisal will also be ordered by your lender to make sure the price your are paying for the home is what the home is worth.
– Make sure to not make any big purchases on a credit card or deposit large sums on money into a bank account without speaking with your Loan officer. This can delay your closing.
– Title company will conduct title search and order survey
– After all of the paperwork is processed, your Mortgage Lender will give a Clear to Close. The Clear to Close signifies that we are getting ready for Closing Day a.k.a. the day you become a New Homeowner!
– Conduct a final walk-through of property and meet at the closing table!
Closing day: Get your keys, it’s all yours!
Buyers Guide & FAQs
Not Ready to Start Looking Just Yet? No Problem! Click Below to Sign up To Get a Copy of Our Buyer’s Guide.
This guide will provide helpful information and introduce you to some Real Estate lingo to better prepare you for when you’re ready to start the home buying process.